Copyright (c) 2023 Samsul Arifin
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INFORMATION SECURITY SYSTEM INTERNET BANKING SERVICES IN BANKING TRANSACTIONS
Corresponding Author(s) : Samsul Arifin
International Research of Multidisciplinary Analysis,
Vol. 1 No. 2 (2023): International Research of Multidisciplinary Analysis
Abstract
Information and communication technology development has a tremendous impact on almost all sectors, including the banking sector. In improving services to customers and in line with the rapid development of technology, banks meet customer needs in the form of banking products through information technology systems such as internet banking. The banking industry adopts Internet technology to develop services. This opportunity is used by banks in Indonesia, both state and private banks.
Internet Banking makes it easier for customers to do banking transactions online, both financial and non-financial transactions except for making cash deposits or withdrawals. However, when using Internet Banking services is it safe? Because when using the Internet, communication devices or computer devices are connected to the global computer network, so it is very vulnerable to security attacks or Internet Banking crimes. Therefore, this paper explains the concept of security, the benefits of internet banking, how to form security attacks against Internet Banking. Later in this paper also explains how to prevent attacks or crimes in Internet Banking. This paper also explains the security models of Internet Banking and compares Internet Banking services from several banks in Indonesia both facilities and security. So that bank customers who want to use Internet Banking services gain knowledge and can choose banks that provide better and safer Internet Banking service security and can reduce online crime rates, especially in Internet Banking services
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- Ahmad dan Bambang Setiyo Pambudi, "Pengarus Presepsi Mamfaat, Persepsi Kemudahan, Keamanan Dan Ketersediaan Fitur Terhadap Minat Ulang Nasabah Bank dalam Menggunakan Internet Banking, "dalam Jurnal Studi Manajemen, Vol. 8, No. 1 April 2014.
- Decky Hendarsyah, "Keamanan Layanan Internet Banking Dalam Transaksi Perbankan, "dalam Jurnal Ilmiah Ekonomi Kita, Vol. 1, No. 1 2012.
- Indra Ava Dinanta dan Edwin Zusrony, "Analisis Pengaruh Sistem Keamanan Informasi Perbankan Pada Nasabah Pengguna Internet Banking, "dalam Jurnal Ilmiah Penelitian dan Penerapan Teknologi Sistem Informasi, Vol. 3, No. 1 Februari 2019.
- R. Annisya dan M. N. Hastuti, "Security System Layanan Internet Banking PT Bank Mandiri (Persero) Tbk, "dalam Jurnal Sistem Komputer, Vol. 2, No. 2. 2012.
- Ahmad Kaleem dan Saima Ahmad, “Bankers’ Perceptions of Electronic Banking in Pakistan”, dalam Journal of Internet Banking and Commerce, Vol. 13, no.1, April 2008, Lahore Pakistan, 2008.
- Laerte Peotta dkk, “A Formal Classification Of Internet Banking Attacks And Vulnerabilities” dalam International Journal of Computer Science & Information Technology (IJCSIT), Vol 3, No 1, Februari 2011. Brazil: Electrical Engineering
- Department, University of Brasilia. 2011. Mahmood Shah dan Steve Clarke, E-Banking M
- Mary J. Cronin, Banking and Finance on the Internet, Canada: John Wiley & Sons, 1998. Matt Bishop, Introduction to Computer Security, New Jersey: Prentice Hall PTR, 2004.
References
Ahmad dan Bambang Setiyo Pambudi, "Pengarus Presepsi Mamfaat, Persepsi Kemudahan, Keamanan Dan Ketersediaan Fitur Terhadap Minat Ulang Nasabah Bank dalam Menggunakan Internet Banking, "dalam Jurnal Studi Manajemen, Vol. 8, No. 1 April 2014.
Decky Hendarsyah, "Keamanan Layanan Internet Banking Dalam Transaksi Perbankan, "dalam Jurnal Ilmiah Ekonomi Kita, Vol. 1, No. 1 2012.
Indra Ava Dinanta dan Edwin Zusrony, "Analisis Pengaruh Sistem Keamanan Informasi Perbankan Pada Nasabah Pengguna Internet Banking, "dalam Jurnal Ilmiah Penelitian dan Penerapan Teknologi Sistem Informasi, Vol. 3, No. 1 Februari 2019.
R. Annisya dan M. N. Hastuti, "Security System Layanan Internet Banking PT Bank Mandiri (Persero) Tbk, "dalam Jurnal Sistem Komputer, Vol. 2, No. 2. 2012.
Ahmad Kaleem dan Saima Ahmad, “Bankers’ Perceptions of Electronic Banking in Pakistan”, dalam Journal of Internet Banking and Commerce, Vol. 13, no.1, April 2008, Lahore Pakistan, 2008.
Laerte Peotta dkk, “A Formal Classification Of Internet Banking Attacks And Vulnerabilities” dalam International Journal of Computer Science & Information Technology (IJCSIT), Vol 3, No 1, Februari 2011. Brazil: Electrical Engineering
Department, University of Brasilia. 2011. Mahmood Shah dan Steve Clarke, E-Banking M
Mary J. Cronin, Banking and Finance on the Internet, Canada: John Wiley & Sons, 1998. Matt Bishop, Introduction to Computer Security, New Jersey: Prentice Hall PTR, 2004.